Quontic Home

High Yield Savings

Earn 3.20% APY1
With A High Yield
Savings Account

Open an account online in just 3 minutes
and with only $100 opening deposit.
Member FDIC; Nerdwallet rating: 4.5 of 5 stars

Earn High Interest Daily

Accrue an APY that’s over 13x higher
than the national average.2

Insured and Secured

Your money is FDIC insured to the maximum legal limits
and includes advanced security monitoring.

Come for the Rates, Stay for the Service

Our US-based Customer Service is
available by phone or email.

No Monthly or Overdraft Fees

You won’t be charged for maintaining or
overdrafting your account, that’s on us.

Savings On The Go

Have the convenience of customer service support and access to your
savings account while you’re online or through our mobile app.

24/7
Access

Mobile Check
Deposit

90,000+ ATMs
Across the Nation

Savings That Stand Out

Quontic

High Yield Savings

3.20% APY1

Minimum Opening Deposit:
$100

Monthly Service Fee:
$0

Overdraft/NSF Funds Fee:
$0

Bank of America

Advantage Savings

0.01% APY
Competitor APY comparison information for Bank of America and Wells Fargo obtained from Bankrate.com, who relies on the data from the banks it tracks, and such information cannot be guaranteed. Competitor APY comparison information for Chase obtained from Chase.com. All APYs are as of November 23, 2022. Competitor APYs are subject to change at any time. The non-Quontic Bank service marks for Chase, Bank of America, and Wells Fargo, are owned by each respective entity.

Minimum Opening Deposit:
$100

Monthly Service Fee:
$8

Overdraft/NSF Funds Fee:
$0

Wells Fargo

Platinum Savings

0.01% APY
Competitor APY comparison information for Bank of America and Wells Fargo obtained from Bankrate.com, who relies on the data from the banks it tracks, and such information cannot be guaranteed. Competitor APY comparison information for Chase obtained from Chase.com. All APYs are as of November 23, 2022. Competitor APYs are subject to change at any time. The non-Quontic Bank service marks for Chase, Bank of America, and Wells Fargo, are owned by each respective entity.

Minimum Opening Deposit:
$25

Monthly Service Fee:
$12

Overdraft/NSF Funds Fee:
$35

Chase

Savings

0.01% APY
Competitor APY comparison information for Bank of America and Wells Fargo obtained from Bankrate.com, who relies on the data from the banks it tracks, and such information cannot be guaranteed. Competitor APY comparison information for Chase obtained from Chase.com. All APYs are as of November 23, 2022. Competitor APYs are subject to change at any time. The non-Quontic Bank service marks for Chase, Bank of America, and Wells Fargo, are owned by each respective entity.

Minimum Opening Deposit:
$0

Monthly Service Fee:
$5

Overdraft/NSF Funds Fee:
$34

NerdWallet
“Quontic’s savings account gets high marks for a rate of 3.20% annual percentage yield, no monthly fee and a low minimum opening requirement of $100.”

Disclaimer:

1High Yield Savings Account – $100 to open account. Rates may change without notice. There is a $10.00 excess transaction fee for every transaction over six for preauthorized withdrawals, automatic or telephonic transfers, checks, drafts, and debit card or similar transactions from your account per account statement cycle. If the account is closed before interest and/or bonus is credited, accrued interest and/or bonus may be forfeited for that statement cycle. Fees could reduce earnings. Ask for details. Additional terms, conditions, fees & exclusions may apply. Information is as of November 23, 2022.

2 National Average APY information as of November 23, 2022, according to the FDIC National Rates and Rate Caps.

Bank of America is a registered trademark of Bank of America Corporation. Wells Fargo is a registered trademark of Wells Fargo & Company. Chase is a registered trademark of JPMorgan Chase Bank, N.A. Nerdwallet is a trademark of Nerdwallet, Inc.