What is an unauthorized ACH transaction?

An unauthorized ACH transaction is an electronic debit from your account that you did not authorize. Before reporting, consider: If none of these apply, report the transaction immediately.

Will I get my money back right away?

We’ll review your dispute and keep you informed every step of the way through the Message Center. Tip: Check your Message Center regularly and respond promptly to any requests for information—this helps us continue working on your dispute without interruption.

What happens after I file a dispute?

Once you submit a dispute, here’s what to expect: Tip: Keep an eye on your Message Center for updates and respond promptly to any requests—this helps us continue working on your dispute without interruption.