Refinance With Flexibility
You're 60 Seconds Away From Seeing If You Prequalify
A Mortgage Made For Your Financial Goals
Quontic offers rate/term and cash-out refinances to help borrowers reach their financial goals. As a CDFI, we lend to those with inconsistent or difficult-to-document income sources through unique mortgage solutions. Based on your good credit, substantial savings, and alternative income documentation, we may be able to help you refinance your home with ease.
Self-prepared Profit & Loss Statements
100% Gift Funds Accepted For
Up To $3,000,000*
Minimum FICO Score Required
Minimum Equity in the Home Required
As low as 3%
Information in this chart is applicable to the refinance of a primary residence only and subject to additional requirements.
*A loan amount up to $3,000,000 requires 30% equity in the home and a FICO score of 700.
**20% equity in the home requires a minimum 720 credit score and has a maximum $1.5 million loan amount.
1The Federal Housing Agency based on single unit as of January 1, 2022
All lending products are subject to approval. Rates, program terms & conditions are subject to change without notice. Not all products are available in all states or for all amounts. This does not represent an offer to enter into a loan agreement. Other requirements, restrictions & limitations apply. Information is accurate as of December 17, 2021.