The Quontic Pay Ring
Your debit card evolved.
Make contactless purchases with a simple tap of your hand.
Free for a limited time only.*
Grow Your Money
Take pride in depositing your money in a digital bank that’s reshaping communities across all 50 states. As a Community Development Financial Institution (CDFI), your deposits help us bring the dream of homeownership to the underrepresented. Learn more about our CDFI status here.
Innovative Deposit Accounts
High Interest Checking
Diverse Home Loans
HOME PURCHASE LOANS
Find the mortgage to meet your needs.
Lower your payment or get cash out.
Quontic Is Now In
*The Quontic Pay Ring is being offered for free from April 11, 2022 through July 31, 2022.
1Based on FDIC National Rates update found at https://www.fdic.gov/resources/bankers/national-rates/index.html. Data was updated on July 1, 2022.
3High Interest Checking Account is a conditional tiered variable rate account wherein you must deposit $100.00 to open this account. After fulfilling the minimum qualifying activity requirements per statement cycle of 10 qualifying Point of Sale debit card transactions equal to or over $10.00 per transaction, the 1.10% annual percentage yield (APY) applies to all balance tiers, which are identified as $0–$150,000, $150,000.01–$1,000,000 and balances over $1,000,000. If the qualifying activity requirement is NOT fulfilled, the annual percentage yield on the balance will be 0.01%. Ask for details. Additional terms, conditions, fees & exclusions may apply. Rates may change without notice. If the account is closed before interest and/or bonus is credited, accrued interest and/or bonus may be forfeited for that statement cycle. Fees could reduce earnings. The following activities are not considered qualifying POS debit card transactions and do not count toward earning rewards: ATM- processed transactions; transfers between accounts; purchases made with debit cards not issued by our bank; cash over portions of point-of-sale transactions; Peer-to-Peer (P2P) payments (such as Apple Pay Cash*); loan payments or account funding made with your debit card and purchases made using third-party payment accounts. Transactions may take one or more business days from the date the transaction was made to post and settle to an account. Online Account Opening is only available to consumers. Data connection required to open an account online. Carrier fees may apply. Application is subject to approval. Information is accurate as of May 31, 2022 and may change without notice.