Grow Your Money WITH PURPOSE
A bank isn’t just a place to park your money. With Quontic, earn higher rates, pay lower fees and help support your community.
Motivated By More
Quontic is an adaptive digital bank on a mission, and one of only 3% of banks with a CDFI designation. This means that we use the deposits from our award-winning and highly rated accounts to bring the dream of homeownership to low-income families, immigrants, people of color, small business owners, and others who are unable to obtain home mortgage financing through traditional mortgage channels. When you bank with us, you’re our partner in delivering on our mission.
Proud To Be A CDFI
Quontic has earned a Community Development Financial Institution designation by the U.S. Treasury to deliver on its mission to elevate the financial strength of low-income Americans.
Best Online Bank
Our competitive APY’s, low minimum deposits, access to thousands of free ATM’s nationwide, and more have earned us recognition as a Best Online Bank.
Highly Rated
From our 4.9 rating on Zillow to our 4.6 rating on Google, our focus on delivering the best outcomes for our customers shines through in our reviews.
Proud To Be A CDFI
Quontic has earned a Community Development Financial Institution designation by the U.S. Treasury to deliver on its mission to elevate the financial strength of low-income Americans.
Best Online Bank
Our competitive APY’s, low minimum deposits, access to thousands of free ATM’s nationwide, and more have earned us recognition as a Top Online Bank.
Highly Rated
From our 4.9 rating on Zillow to our 4.6 rating on Google, our focus on delivering the best outcomes for our customers shines through in our reviews.
Innovative Deposit Accounts
With some of the best rates and rewards in the business, our award-winning deposit accounts are designed to help build your wealth, your way. With Quontic, you can manage your checking accounts, savings accounts, or certificates of deposit with ease. You’ve worked hard to make your money, we’re working hard to keep it safe, secure, and thriving.
CHECKING
SAVINGS
CERTIFICATE OF DEPOSIT
FEATURED ACCOUNT
Bitcoin Rewards Checking
Get 1.5% Bitcoin on all eligible debit card purchases.1
Minimum $500 to open an account.
Diverse Mortgage Solutions
Quontic offers home loans that range from conventional purchase and refinance to FHA, VA, and Reverse mortgages. Have confidence in working with our experienced loan officers and seamless financing process. We’re eliminating all of the myths you’ve come to know about mortgages with our unique loans, our speed, and our attention to detail.
HOME PURCHASE LOANS
Find the mortgage to meet your needs.
MORTGAGE REFINANCE
Lower your payment or get cash out.
FEATURED MORTGAGE SOLUTION
Community Development Loans
Purchase or refinance your home based on your full financial story, not just what your tax documents say about you as a borrower.2
Disclaimer:
1Bitcoin Reward Checking account is a non-interest bearing personal checking account, requires a minimum of $500.00 to open the account, and does not require a minimum daily balance to earn Bitcoin rewards. Qualifying Point of Sale (POS) Debit Card Transactions (“Eligible Debit Card Transactions”) shall receive Bitcoin Rewards at the U.S. dollar value of 1.50% on all Qualifying POS Debit Card Transactions that post and settle to the Bitcoin Rewards Checking Account. Fees and terms are subject to change. Additional terms and conditions may apply. No Bitcoin Rewards will be paid if the Qualifying POS Debit Card Transaction requirements are not met or if the requirements for establishing an account with NYDIG Execution LLC (“NYDIG Account”). The following are not Qualifying POS Debit Card Transactions and do not count toward earning Bitcoin Rewards: ATM-processed transactions; transfers between accounts; purchases made with debit cards not issued by the Bank; cash over portions of POS transactions; Peer-to-Peer (P2P) payments (such as Apple Pay Cash); loan payments or account funding made with your debit card and purchases made using third-party payment accounts (services such as Venmo® and PayPal™ , who also provide P2P payments). Transactions may take one or more business days from the date the transaction was made to post and settle to an account. Bitcoin Rewards Checking has geographic, regulatory, and other restrictions that may apply. Bitcoin Reward Checking is currently available in the states of Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Illinois, Iowa, Kansas, Kentucky, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, New Hampshire, New Jersey, New Mexico, New York, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Puerto Rico, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, and Wyoming.
Bitcoin execution and custody services are provided by NYDIG Execution LLC (“NYDIG”). NYDIG is authorized by the New York State Department of Financial Services to engage in virtual currency business activity. To receive bitcoin services an account will be opened with NYDIG in which your bitcoin will be held (the “NYDIG Account”). Please refer to NYDIG’s User Agreement for more information, including applicable eligibility criteria. Bitcoin balances in your NYDIG Account are not insured by the Federal Deposit Insurance Corporation (FDIC), the Securities Investor Protection Corporation (SIPC), or any other public or private insurer. NYDIG does not make any recommendations regarding buying or selling bitcoin. There are risks associated with bitcoin trading, including possible loss of value. See NYDIG’s User Agreement.
Information is published as of September 17, 2021.
